Looking to remove charge off from credit report? Go Clean Credit can help. Most of our clients have collections or charge offs they need help with.
Our recommendations to remove charge off from credit report will consider the time-frame in which the client wishes to resolve it, whether they owe the debt, how old it is, and what state they were in when they defaulted. Illegal re-aging of debt is rampant these days and we dispute it aggressively. Many times we are able to use state collection laws, as well as federal laws requiring validation of debt, to achieve effective results. We also send out “cease and desist” letters to stop harassment from debt collectors.
Note: There is often much confusion about the difference between collections and charge offs. For clarification please see the FAQs.