We are often asked, “What should you do after a short sale?” If you were a homeowner between 2006 and 2011, chances are you saw the value of your home at all-time high and seemingly fall overnight to a value less than your mortgage. And you weren’t alone. It is estimated that by September of 2010, 23% of all American homes were worth less than the mortgage loan. [Source] While some homeowners weathered the market and are experiencing an upswing, many chose to short sell their homes.
Identity theft can happen to anyone at any time especially if you utilize online banking or shopping, or use a debit or credit card for in-store purchases. The reality is that most of us don’t carry much, if any, cash making us vulnerable to identity theft each time we make a purchase. If you think you are or might be a victim of identity theft, here are some steps you can take to get your credit back to good health.