When’s the best time to apply for a new credit card?

Credit Repair

While some say there’s no real “best time” to apply for a credit card, there are several life circumstances and credit card offers that can translate into the perfect opportunity to apply for a card. It’s crucial to know the best time to apply for a new credit...

How College Students Can Build Credit

Credit Repair

When it comes to college students and building credit, “down the road” translates to right now. You may not think it’s an important concept until long after graduation, but college is really the perfect time to start building credit. It’s the timeframe preceding the...

5 Reasons Why Store Credit Cards Can Be Bad

Credit Repair

Signing up for a different store credit card at all of your favorite chains can be risky business—subsequently tacking on higher fees, fewer savings and dissolving your credit score with each new card. These store credit cards can quickly empty your pockets because...