You know your credit score is a key part of having a strong financial future. It helps you get great interest rates for loans, lower finance charges on your credit card, and so much more. With so much riding on a credit score, we’re answering the question, “How...
You’ve always been so careful, but now there’s a bit of bad credit on your report. The first thing you likely want to know is how long that new dark spot will stay there. And if you check your score, will that inquiry sit on your report? If so, how long...
Do I have to go into debt to get good credit? This is an interesting question. Going into debt can help you build good credit, but only if you go into good debt, not bad debt. If you go into bad debt, that will only hurt your score, so here’s what it means to...
Good credit score, turned down for a loan. Oh no! You’re at a loss; this just doesn’t make sense. What does this mean? What do you do now? Don’t worry, here’s what might have happened, and here’s what you can do to work things out. Good...