Top Money Saving Apps – Build Your Credit

money saving apps

Saving money can be a difficult task when you don’t have a plan. Luckily, technology has made the money saving process incredibly easier. We have compiled a list of money saving apps to help you save money, as well as build good credit.

Here are our top money saving apps:

Acorns

Acorns is an investment app that squirrels away leftover change for your savings. It is an automated savings tool that utilizes a technique called “micro investing.” You first connect your credit card, so every time you make a purchase, Acorns automatically invests your spare change. Additionally, every dollar you invest is diversified across 7,000 different stocks and bonds to risk while still improving returns.

Chime

If you’re seeking a new way to save money altogether, Chime is a bank that also operates as a money-saving service. In order to use the app, you will have to open a savings and checking account with Chime. There are many benefits to using Chime, such as the option to automatically transferring 10% of your paycheck to your savings. Chime is free with no monthly fees, foreign transaction fees, or overdraft fees. There is only a 0.01% interest rate.

Digit

This money savings app goes above and beyond with a formula that calculates how much to save based on your income and spending habits. This app typically stores away money 2-3 times a week, and the amount is tailored to activity on your bank account. Digit offers a free 100-day trial, and then is $2.99 a month afterwards. You can transfer your savings from Digit back to your bank account any time you want, and can set a limit on how much money can be withdrawn.

Long Game

Long Game turns bad habits into a money management plan. You can set goals and choose missions to help save money. If you are struggling with gambling problems, you can play games and collect coins to actually SAVE your money. It is a game with different levels to unlock, but ultimately also helps you succeed in the real world while kicking a bad habit.

Qapital

The beauty of Qapital is that it lets you set your own rules. Qapital’s team is made up of a diverse team that will create a plan tailored for your money management. Qapital offers checking accounts to store your money, as well as a Qapital card, eChecks, and interest on your accounts. The card automatically saves spare change to your account, and transfers occur within seconds. You can set financial goals for yourself, and you get instant access to funds when you complete a goal.

 

Hopefully now that you have this list, you are one step closer to reaching your credit goal. Did you like any of these? Contact us today and let us know.


No matter what your situation, Go Clean Credit has a solution. We have many credit repair programs that are available to help you overcome your credit situation and place you back on the path to financial success. Real credit restoration is not a once size fits all model and we tailor your needs to the right program, but most people can start for just $99 per month.

We have fixed price programs that get you back on track in as little as 5 months, debt resolution solutions, programs geared toward people who have had recent short sales or foreclosures and many others. Help is just a free phone call away or you can fill out an appointment request. Contact Go Clean Credit to schedule a free consultation today.

Legitimate Credit Repair Companies: Phoenix, AZ

Finding a legitimate credit repair company can be a particularly arduous task. It can be difficult determining which companies you can trust, and which ones are merely scams interested in swindling misinformed persons. Fortunately, there are legitimate credit repair companies that exist, and several of them conduct business in the Phoenix area.

Here is a list of legitimate credit repair companies in Phoenix, AZ:

Go Clean Credit

Go Clean Credit has helped thousands of people restore their credit since 2003. Go Clean Credit works directly with individuals to ensure their credit is repaired in the most efficient way possible. Furthermore, their sole mission is your success. They understand it is extremely difficult to trust a credit repair company. Fortunately, Go Clean Credit has credit repair experts that will sit down with you and go over your credit issues step-by-step. That’s how they have earned a perfect 5/5 business rating on Facebook and 4.7 out of 5 stars on Google reviews.

Credit World Financial Services

At Credit World Financial Services, credit experts are committed to challenging negative information on your credit report. Credit World Financial Services has offered credit repair services for over 12 years. They understand that every profile has its own specific needs, and are willing to tailor a plan of action to best suit your case.

Credit Absolute

On average, Credit Absolute improves credit scores typically 30 to 100 points in one to three months. Their team looks into each personalized case to help you get back on track with your finances. In addition, Credit Absolute provides a complimentary credit audit to review your various options and explain how credit repair works.

Truly Fair Credit

The Truly Fair Credit program relies on three key ideas: proven results, accountability, and service. Based on their multiple-year statistical average, Truly Fair Credit deletes 47.07% of their clients’ bad credit within the first 30 days. Truly Fair Credit also offers a warranty to guarantee customer satisfaction. Truly Fair Credit will pursue every negative creditor and credit bureau to ensure your credit repair.

AZ Credit Medix

If you are concerned about your financial situation, AZ Credit Medix provides sliding scale pricing and flexible payment terms. AZ Credit Medix aspires to help you solve your problems as soon as possible. Additionally, they specialize in fields such as credit restoration, student loan consolidation, credit coaching, debt counseling, debt verification, secured credit cards, and small business benefits.

To learn more about legitimate credit repair companies in Phoenix, Arizona, reach out to Go Clean Credit. We can answer any questions you may have about the credit repair process, and help you repair your poor credit.


No matter what your situation, Go Clean Credit has a solution. We have many credit repair programs that are available to help you overcome your credit situation and place you back on the path to financial success. Real credit restoration is not a once size fits all model and we tailor your needs to the right program, but most people can start for just $99 per month.

We have fixed price programs that get you back on track in as little as 5 months, debt resolution solutions, programs geared toward people who have had recent short sales or foreclosures and many others. Help is just a free phone call away or you can fill out an appointment request. Contact Go Clean Credit to schedule a free consultation today.

Top Credit Repair Companies in Chandler, Arizona

Do you want to raise your credit score? Do you not know where to turn? We have compiled a list of the top credit repair companies in Chandler, Arizona, to make the process easier!

Top Credit Repair Companies in Chandler, Arizona

Go Clean Credit

Since 2003, Go Clean Credit has helped people around the valley repair their credit. Repairing your credit can be difficult on your own. Thankfully, Go Clean Credit is a reliable and trusted source ready to repair your credit. Go Clean Credit utilizes a client-centered approach that keeps you at the focus. Go Clean Credit is also financially-friendly, meaning you don’t have to spend big bucks to repair your credit. For these reasons and more, Go Clean Credit is the top credit repair company in Chandler.

Credit Absolute

If you are looking for a financially-friendly option, Credit Absolute allows a pay per performance option. This plan allows you to remove bad credit little by little with your financial situation in mind. Many of their clients have increased their score by over 80 points. With an increased score, you can also have better access to refinancing mortgages and decreasing car monthly payments.

The Credit Repair Agents

Unlike many companies, The Credit Repair Agents offer a free credit report analysis. Additionally, they examine your credit reports from Experian, Equifax, and TransUnion. On their website, they detail a step-by-step process to keep you up-to-date. They challenge your credit directly with the credit bureaus.

Arizona Financial Plan

Arizona Financial Plan thinks in the long-term. They see every person as a partnership, and value clear communication and comprehensive financial planning. They work mainly as a financial advisor, but also look to see how they can repair your credit. Their individualized attention ensures you understand everything they are doing with your finances. Arizona Financial Plan’s thoroughness is what makes them one of the top credit repair companies in Chandler.

Ovation Credit Services, Inc.

Finding a credit repair company can be difficult, but Ovation Credit Services, Inc. prides itself on making the process efficient. Their credit expertise goes hand-in-hand with their guaranteed customer satisfaction, making them one of the top credit companies in Chandler. They also feature customizable programs, and offer a free credit consultation.

To learn more about the top credit repair companies in Chandler, Arizona, contact Go Clean Credit! We can help you achieve your financial goals. Call Go Clean Credit now to schedule a free consultation!


No matter what your situation, Go Clean Credit has a solution. We have many credit repair programs that are available to help you overcome your credit situation and place you back on the path to financial success. Real credit restoration is not a once size fits all model and we tailor your needs to the right program, but most people can start for just $99 per month.

We have fixed price programs that get you back on track in as little as 5 months, debt resolution solutions, programs geared toward people who have had recent short sales or foreclosures and many others. Help is just a free phone call away or you can fill out an appointment request. Contact Go Clean Credit to schedule a free consultation today.

 

Top Credit Repair Companies in Phoenix, AZ

Are you trying to raise your credit score, but feel lost? Are you struggling to find the right people to do the job? Luckily, we have compiled a list of the top credit repair companies in Phoenix, Arizona, to help guide you.

Top Credit Repair Companies in Phoenix, Arizona

Go Clean Credit

Go Clean Credit has offered personalized credit correction services as one of the top credit repair companies in Phoenix. Restoring your credit can be an intimidating task. Thankfully, Go Clean Credit takes a hands-on approach to meet your needs. Go Clean Credit is a trusted and reliable source, ready to help you deal with all of your credit-related issues. Additionally, Go Clean Credit utilizes a client-centered approach that pairs credit restoration with credit education to keep you on the correct path. Go Clean Credit is one of the top credit repair companies in Phoenix for good reason!

Credit World Financial Services

At Credit World Financial Services, they understand that every profile is unique and every person has a different story. They have offered credit services for 12 years. Additionally, they are committed to challenging negative information on your credit report. They also work to resolve any debt, re-establish credit, address student loans, and more. For these reasons and many more, this is why Credit World Financial Services is one of the top credit repair companies in Phoenix. 

Lexington Law

Lexington Law prides itself on making the credit repair process easy and effective for their respective clients. Most clients have seen an average of 10.2 items removed within 4 months. Lexington Law has been around for 26 years, and helps clients gain reports from three major credit bureaus. Legal workers will direct your issues to the appropriate creditors and credit bureaus. 

Phoenix Credit Repair & Debt Consolidation Services

If you want a credit repairer whose faiths align with yours, Phoenix Credit Repair & Debt Consolidation Services is a company that puts their morals at the forefront of the credit repair process. In addition, they offer free consultations, and paired with their video tutorials, it makes the process simple. There are also various packages that allow you to choose the best price that suits your needs. Although Phoenix Credit Repair & Debt Consolidation Services may not be the most typical of credit repair companies in Phoenix, they get the job done. 

To learn more about the top credit repair companies in Phoenix, Arizona, contact Go Clean Credit! We can help you achieve your financial goals. What are you waiting for? Call Go Clean Credit now to schedule a free consultation!


No matter what your situation, Go Clean Credit has a solution. We have many credit repair programs that are available to help you overcome your credit situation and place you back on the path to financial success. Real credit restoration is not a once size fits all model and we tailor your needs to the right program, but most people can start for just $99 per month.

We have fixed price programs that get you back on track in as little as 5 months, debt resolution solutions, programs geared toward people who have had recent short sales or foreclosures and many others. Help is just a free phone call away or you can fill out an appointment request. Contact Go Clean Credit to schedule a free consultation today.

How to Rent Apartments with Bad Credit | Go Clean Credit

how to rent apartments with bad credit

A bad credit report can make renting an apartment more difficult. If you’re having trouble renting because of your credit history, here are a few options.

Know Your Credit Report

Consider reviewing your credit report often so you know what’s on it before they do. If there are errors in your report, you’ll want to dispute them. Be prepared to speak about anything that is still showing up when they run the credit check. Not sure where to start? Here are a few guides we’ve written that might help:

  1. How to Improve Your Credit Score in 30 Days
  2. What You Should Do About the Equifax Data Breach
  3. What Makes Up Your FICO Credit Score
  4. Why Is My Credit Score Not Going Up?

Consider Your Rent-to-Income Ratio

You can increase your chances of being approved by staying within your affordability range, or your rent-to-income ratio. Those who spend 35 percent of their annual income are considered to be in their affordability range. Staying within this range also shows you’re less likely to damage your credit later.

Find a Property ‘For Rent By Owner’

Property management companies typically have corporate rules and regulations for application approvals, with less flexibility. Someone renting their own property may consider your situation on a more personal level. When looking for a property to rent, consider asking upfront what the steps are for application approval. They may let you know whether or not a credit check is part of the process.

A few places to check for independent property owners would be Craigslist.org, Airbnb.com, Zillow.com, local news classifieds (digital listings or print), local magazines, and real estate agents. Even driving through the neighborhood you’d like to move to and checking for signs on the property is a great way to find local gems!

Offer the property owner incentives.

1) Be ready to move in right away.

A landlord may agree to take on the risk of renting to someone with a low credit score if you offer to move in quickly and show your financial stability.

2) Suggest a shorter-term lease.

One way to build trust with your landlord would be renting for only three to six months, first. Offering to rent short-term helps mitigate the property owners risk. This gives them an additional opportunity to consider renewing when the agreement is up.

3) Pay a larger security deposit, up front.

Another option — if you’ve saved up for your move — is to pay your first three or six months rent in advance. If you know your credit score isn’t ideal, start setting more money aside ahead of your current lease being up. Looking for a new place early will also help you gauge how much you may need in cash.

While this option may be a favorable incentive for the property owner, make sure you’ve researched your rights before agreeing to any amount since rental deposit caps exist in some states.

4) Show your income stability.

Remember when we mentioned your net rent-to-income ratio? Showing that you make three to four times the monthly rent will reflect in your favor. Your pay stubs give a property owner proof that you can afford the monthly rent payments. Two or three months of pay stubs proving your stable income is usually enough.

5) Set up autopay.

Setting up automatic payments from your bank account to the property owner offers further proof you are willing and able to pay the monthly rent on time. Prepare to have this conversation up front and ask your work ahead of time to provide an employment verification letter ensuring you qualify.

6) Find a Co-Signer.

Before considering this option, you may want to reflect on how your relationship with your co-signer could change if you ask them to pay your rent. Both you and the co-signer at risk of being sued if neither of you can make a payment. Co-signers, additionally, must have a history of good credit and of course be willing to take on this responsibility.

The benefit to this option is if you have insufficient credit the landlord has the guarantee of rent payments under any circumstance. Offering such a guarantee might convince the landlord to accept your rental application.

7) Offer former landlord references.

Consider providing your references, cover letter, and rental application to your future landlord. If you have former landlords, you’ve rented from where you’ve remained current on your rent, ask your landlords to highlight this in their letter.

Demonstrating your financial stability and responsibility should help convince a landlord to consider your application more seriously.

Be Honest

If you already know your credit report may not help your acceptance be upfront. Within the cover letter that you submit with your rental application, include explanations of any red flags and errors on your credit report. If you have additional documentation showing resolution or any progress you’ve made in repairing your score, consider including this as well.

The more options you offer, and the more candid you are about your situation, the more likely you will be to land the property as your new home. Being prepared will help you confidently deliver the facts to your potential landlord. Be prepared for the process to take a little longer than usual, but it’s not impossible to rent with bad credit if you’re honest and willing to be flexible.


No matter what your situation, Go Clean Credit has a solution. We have many credit repair programs that are available to help you overcome your credit situation and place you back on the path to financial success. Real credit restoration is not a one size fits all model and we tailor your needs to the right program. Help is just a free phone call away or you can fill out an appointment request. 

Contact Go Clean Credit to schedule a free consultation today.

Veteran Credit Repair | How It Works

veteran credit repair

Credit Repair, Credit Scores, and Loans

Whether you’re a civilian or military member, most lenders require a minimum credit score of 620 to 640 to receive approval on a loan. In this article, you’ll learn more about how credit works for veterans, potential loan options, and how to repair a credit score to meet your financial goals.

First, Research All of Your Options.

Before we dive into credit scores and how it works. Let’s talk about the potential uses of a credit score, acquiring a loan. Understanding all of your options when seeking a loan is key to getting the best deal possible. Even veterans with fantastic credit and a 20% down payment may benefit from comparison shopping between conventional and VA loans.

Federal Benefits — Personal or Business?

Interested in buying a home? Veterans are eligible for VA home loans, which often require no down payment, no mortgage insurance, and have flexible underwriting requirements. An excellent resource to look into is the Veterans Benefits Administration website.

Ready to start a business? There are also grants, loans, and business development programs backed by the U.S. Small Business Administration. Prospective entrepreneurs look into financing by searching the Small Business Administration’s Office of Veterans Business Development website.

Assess Your Finances.

Consider all factors beyond your status as a veteran when making money decisions. The right choice for you will align with your current financial situation and goals. What are your financial plans for the next 6 months to a year? What financial habits are you looking to strengthen or stop? Make sure you’re financial goals and habits are leading you in the right direction.

Understanding Your Credit Score.

Part of assessing your financial plan includes reviewing your current credit score. The Fair, Isaacs Corporation, also known as FICO, created an algorithm for all three major credit agencies to use when calculating credit scores. This method creates your credit score by reviewing five different categories, with each category weighted.  See below for details:

veteran credit repair credit score

Credit Score Categories — Let’s Talk About Payment History.

Your payment history affects your credit score the most out of all other areas. The scoring algorithm determines if the borrower’s payments were on time and if they weren’t, how late they were. Late payments are categorized by more than 30 days late, more than 60 and more than 90. For each category, the algorithm drops the score more.

Where Does Available Credit Come In?

Your available credit is determined based on the number of outstanding credit accounts you have compared to the credit limit assigned to each account. The ideal amount of credit to use is around 30 percent of any credit limit. Scores typically improve when having a balance around this percentage. However, if an account has a zero balance, it will have little impact on your score.

Keep in mind, having a balance of more than 30 percent will result in your credit score falling.

Quick Credit Repair Options

The quickest way to repair credit scores is to focus on available credit and payment history. Make sure credit payments are consistently on time or paid no later than 30 days past due. Paying outstanding credit balances down to 30 percent of the available credit will help, too.

 


No matter what your situation, Go Clean Credit has a solution. We have many credit repair programs that are available to help you overcome your credit situation and place you back on the path to financial success. Real credit restoration is not a one size fits all model and we tailor your needs to the right program. Help is just a free phone call away or you can fill out an appointment request. 

Contact Go Clean Credit to schedule a free consultation today.

Equifax Data Breach Class-Action Lawsuits | Congress Repeals Rule

 Equifax data breach class action lawsuits

Class-Action Lawsuits Against Equifax

This last week, you may have heard the Senate voted to block consumers from suing Equifax as a class. There were approximately 143 million people whose personal information exposed during the data breach. And have already been more than two dozen lawsuits in federal court against Equifax.

In response to the data breach, the Consumer Financial Protection Bureau (CFPB) presented a rule barring the use of forced arbitration and restored the ability of people to file group lawsuits. The rule prevented financial companies that bind users by arbitration agreements from prohibiting those users from suing as a class.

According to news sources, Vice President Mike Pence had the tie-breaking vote to repeal the rule that could have made it easier for Americans to sue banks and credit card companies overall. Senators passed the measure to repeal by a vote of 51-50.

How To Protect Yourself From A Data Breach

While class-action lawsuits may be out of the picture, there are still a few ways you can protect yourself from suspected identity theft and future identity theft.

Credit Monitoring

Equifax data breach class action lawsuits

Consider signing up for credit monitoring if you do not already have it! You’ll receive alerts if there are any changes to your credit. We usually recommend this site, which monitors all three credit bureaus.

Once you begin receiving credit updates, you’ll be able to monitor for any suspicious activity being reported.  When signing up for credit monitoring check for trial periods and cancellation requirements to avoid unexpected fees and limitations.

Place a Security Freeze on your Credit Report

Equifax data breach class action lawsuits

A security freeze on your credit report helps prevent accounts from being opened in your name. All new accounts requested will be declined, and you will only be able to work with your current creditors.

You can place a “freeze” on your credit file by contacting each credit reporting company.

Fraud Alerts

Equifax data breach class action lawsuits

When you suspect your credit may have been compromised a fraud alert lets creditors and lenders know, this lasts up to 90 days. It’s something to consider when looking to protect your identity. It can also help prevent future theft.

To add a fraud alert, you’ll want to contact each bureau below by phone or online to each of your credit files.

Once you’ve placed an alert with one of the credit reporting agencies, they are required to tell the other two. They’ll ask that you provide your phone number in the event a credit request comes through during the 90-day timeframe. Setting up an initial fraud alert is a free way to provide you with added protection.

Extended fraud alerts are another form of protection to consider and lasts up to seven years. It requires creditors to contact you through the phone number, or another contact method you designate, to verify you’re the person making a credit request.

Contact us immediately if there is any new activity you don’t recognize or with any questions on how to protect yourself further.

 

News Sources: Tech Crunch | Yahoo! Finance | Reuters | CNN | GPO


No matter what your situation, Go Clean Credit has a solution. We have many credit repair programs that are available to help you overcome your credit situation and place you back on the path to financial success. Real credit restoration is not a one size fits all model and we tailor your needs to the right program. Help is just a free phone call away or you can fill out an appointment request. 

Contact Go Clean Credit to schedule a free consultation today.

Top Credit Repair Agencies in Gilbert, Arizona

top credit repair agencies gilbert arizona

Here’s Our List Of Top Credit Repair Agencies In Gilbert, Arizona

top-credit-repair-agencies

Go Clean Credit

The first credit repair agency on our list is Go Clean Credit.  Founded in 2003 in Arizona, specializing in credit repair and restoration. Go Clean Credit removes inaccurate and unverifiable negative items from credit reports – foreclosures, short sales, bankruptcies, collections, charge-offs, judgments, tax liens, late payments, repossessions, fraud…

Special programs are available to correct or expunge inaccurate mortgage or bankruptcy reporting. Fighting the unlawful behavior by creditors, collection agencies, the bureaus and consumer law attorneys and support litigation. While staying in compliance with the laws that govern the industry. Go Clean Credit uses state laws, the FCRA, FDCPA, FCBA, and disputes directly with creditors, courts, and the bureaus.

Go Clean Credit has a 100% money-back guarantee. Call today for FREE consultation.

Elementary Credit Repair

Second on our list is Elementary Credit Repair. Looking to help consumers by ensuring every they have access to a fair and accurate credit report. Helping clients with their in-depth knowledge and understanding of the laws/acts surrounding debt collection, credit reporting, and credit repair.

Simple Solutions & Consulting

Third on our list is Simple Solutions. Their mission is to help consumers who are experiencing credit and debt problems obtain great credit again, can save money and have a brighter financial future. Simple Solutions gives a personalized credit and debt consulting service. Taking care of clients in all 50 states.

A Team Credit Consulting

A Team Credit Consulting is a financial wellness company that takes a holistic approach to your financial situation.  Certified through Simple Solutions Credit Consultant Training. Following all state and federal laws, they specialize in creating roadmaps that lead to healthy credit and higher credit scores.

We hope this article helped you select the right credit repair agency in Gilbert, Arizona for you. Are you curious about other credit repair agencies not mentioned in this post? Do you work with a credit repair agency we didn’t list? Share your experience with us, we’d love to hear from you!

How Does Bad Credit Affect Student Loans?

How Does Bad Credit Affect Student Loans?

You studied hard, took the SATs, and received the acceptance letter from the university you want to attend! Applying for student loans to fund your education is the next important step. You might be wondering how your credit score affects the student loan process. Especially if you haven’t established credit yet and are working with a lower score. In this article, we’ll teach you about a few ways you can still move forward with both your credit and student loan process.

The Good News

Even if you happen to have a considerably bad credit score, it won’t necessarily prevent you from getting a student loan. Most undergraduate loan money comes from the federal government. The government does not use credit scores to approve applicants. Even if your FICO credit score has fallen below the acceptable range, you still qualify for federal student loans.

FAFSA

how does bad credit affect student loans

Since federal aid and a bad credit score are not entirely linked, applying for FAFSA (Free Application for Federal Student Aid) is a great option. To receive federal student loans with bad credit, you’ll need to fill out an official FAFSA application. The federal government will get an idea of your financial situation and your family’s. They will calculate how great your need for assistance is to cover the costs of college education. Once your application is processed, you’ll know the type of federal aid for which you qualify. This includes student loans, whether your credit is bad or good.

Parents’ Credit Score

If your parents happen to have a poor credit score and they’re responsible for student loan oversight, things could get tricky. Parents can apply for loans to pay for your college attendance through the Federal PLUS (Parent Loans for Undergraduate Students) program. These PLUS loans are not explicitly based on credit scores, though an adverse credit history of your parent can keep them from being approved for this type of loan.

Did this article help you prepare for the next phase in applying for student loans? Still, have questions? We’d love to hear from you. To learn more on why your credit score may not be going up and other myths about credit score calculation. Check out these articles!

No matter what your situation, Go Clean Credit has a solution. We have many credit repair programs that are available to help you overcome your credit situation and place you back on the path to financial success. Real credit restoration is not a one size fits all model and we tailor your needs to the right program, but most people can start for just $99 per month.

We have fixed price programs that get you back on track in as little as 5 months, debt resolution solutions, programs geared toward people who have had recent short sales or foreclosures and many others. Help is just a free phone call away, or you can fill out an appointment request. Contact Go Clean Credit to schedule a free consultation today.

Top Credit Repair Agencies in Mesa, Arizona

Can your credit really be restored? How long does it take? These are questions you may have when facing a credit crisis. Good credit is all about knowing how the system works and having the tools to get the FICO score you need. That’s why we’ve put together a list of top credit repair agencies in the Mesa, Arizona Area for you to choose from.

 

Here’s Our List Of Top Credit Repair Agencies In Mesa, Arizona

top-credit-repair-agencies

Go Clean Credit

The first credit repair agency on our list is Go Clean Credit.  Founded in 2003 in Arizona, specializing in credit repair and restoration. Go Clean Credit removes inaccurate and unverifiable negative items from credit reports. This includes foreclosures, short sales, bankruptcies, collections, charge-offs, judgments, tax liens, late payments, repossessions, fraud.

Special programs are available to correct or expunge inaccurate mortgage or bankruptcy reporting. Fighting the unlawful behavior by creditors, collection agencies, the bureaus and consumer law attorneys and support litigation. While staying in compliance with the laws that govern the industry. Go Clean Credit uses state laws, the FCRA, FDCPA, FCBA, and disputes directly with creditors, courts, and the bureaus.

Go Clean Credit has a 100% money-back guarantee. Call today for an FREE consultation.

My Credit Guy Credit Restoration

Second on our list is My Credit Guy, specializing in preparing clients for mortgage loan approval. Offering services to consumers directly to remove inaccurate/negative items on the credit report. Helping to satisfy and settle outstanding/verified debts, and establish new/positive tradelines. Free consultations with My Credit Guy are available.

Arizona Credit Medix

Third on our list of top local credit repair agencies is Arizona Credit Medix. Established in 2011. AZ Credit Medix, LLC is a Credit Restoration, Debt Negotiation, and Business Credit company. AZ Credit Medix, LLC understands the needs of our clients/industry and have developed systems to provide the fastest results possible.

Arizona Credit Medix provides sliding scale pricing and flexible payment terms. Specialities include credit restoration, student loan consolidation, credit coaching, debt counseling, debt verification, secured credit cards, small business benefits.

 

We hope this article helped you select the right credit repair agency in Mesa, Arizona for you. Are you curious about other credit repair agencies not mentioned in this post? Do you work with a credit repair agency we didn’t list? Share your experience with us, we’d love to hear from you!