Frequently Asked Credit Repair Questions and Answers
This is a list of credit repair questions we are asked frequently. If you have more questions about anything you read here, please contact us.
Can my credit really be restored?
Yes. In most cases our Deluxe FastTrack or Gold program clients will see 70-100 points of improvement and save thousands of dollars in debt. We would not place you in a program if we did not think you could be helped.
How long does it take?
Each situation is unique and will require its own distinct plan. Simple one letter solutions can finish up within the first month. Typical Freedom Express programs will be 5 months while Freedom clients can expect 7-11 months. After your free consultation you will have a great idea of how long you should expect to be in the program.
Does the program really have an end?
In most of our programs there is a fixed cost and expected timeframe. There is no incentive to delay your program. Our Freedom program, while not fixed in cost, maintains the same objective and that is to get the client’s credit restored in the least amount of time while staying within the clients more limited budget.
Do you work with attorneys?
Only if necessary. Most of our clients achieve their objectives without the need for an attorney, but occasionally at the end of a program we will use our close and trusted network of attorneys to accomplish a specific client objective in support of a case where a creditor, collection agency or credit bureau has broken the law. We have negotiated exceptional rates for these services when required so that while costing a bit more when needed they are well within the client’s budget and are well worth the expenditure if and when the time comes.
Can you guarantee a certain score improvement will be obtained?
No. It would be illegal to tell a client that he or she will get a specific score improvement. We can tell you the typical score improvement is 70-100 points and that as a company we are committed to working with you to achieve your goals. What that means is we do not just leave you hanging if after your program is complete you have not attained your desired scores. We will continue to work with you as possible to help you.
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Is there a refund policy?
In all of our programs we are committed to helping your achieve your goals. In most cases our clients achieve their objectives within the time constraints of their program, but if for some reason you do not we are committed to working with you to attain the goal. As long as you are committed and ready to improve your credit we will support you in getting there.
What is your BBB rating?
We have an A+ rating with the BBB.
Do you work with Affiliates?
We work with hundreds of affiliates across the country – mostly loan officers and real estate agents, but also financial planners, CPA’s, attorney’s, etc. We are committed to helping your clients and thus have been able to create an extensive affiliate network. We would love to have you join our Affiliate family (button to sign up or be called to get more info).