Saving money can be a difficult task when you don’t have a plan. Luckily, technology has made the money saving process incredibly easier. We have compiled a list of money saving apps to help you save money, as well as build good credit.
Here are our top money saving apps:
Acorns is an investment app that squirrels away leftover change for your savings. It is an automated savings tool that utilizes a technique called “micro investing.” You first connect your credit card, so every time you make a purchase, Acorns automatically invests your spare change. Additionally, every dollar you invest is diversified across 7,000 different stocks and bonds to risk while still improving returns.
If you’re seeking a new way to save money altogether, Chime is a bank that also operates as a money-saving service. In order to use the app, you will have to open a savings and checking account with Chime. There are many benefits to using Chime, such as the option to automatically transferring 10% of your paycheck to your savings. Chime is free with no monthly fees, foreign transaction fees, or overdraft fees. There is only a 0.01% interest rate.
This money savings app goes above and beyond with a formula that calculates how much to save based on your income and spending habits. This app typically stores away money 2-3 times a week, and the amount is tailored to activity on your bank account. Digit offers a free 100-day trial, and then is $2.99 a month afterwards. You can transfer your savings from Digit back to your bank account any time you want, and can set a limit on how much money can be withdrawn.
Long Game turns bad habits into a money management plan. You can set goals and choose missions to help save money. If you are struggling with gambling problems, you can play games and collect coins to actually SAVE your money. It is a game with different levels to unlock, but ultimately also helps you succeed in the real world while kicking a bad habit.
The beauty of Qapital is that it lets you set your own rules. Qapital’s team is made up of a diverse team that will create a plan tailored for your money management. Qapital offers checking accounts to store your money, as well as a Qapital card, eChecks, and interest on your accounts. The card automatically saves spare change to your account, and transfers occur within seconds. You can set financial goals for yourself, and you get instant access to funds when you complete a goal.
Hopefully now that you have this list, you are one step closer to reaching your credit goal. Did you like any of these? Contact us today and let us know.
No matter what your situation, Go Clean Credit has a solution. We have many credit repair programs that are available to help you overcome your credit situation and place you back on the path to financial success. Real credit restoration is not a once size fits all model and we tailor your needs to the right program, but most people can start for just $99 per month.
We have fixed price programs that get you back on track in as little as 5 months, debt resolution solutions, programs geared toward people who have had recent short sales or foreclosures and many others. Help is just a free phone call away or you can fill out an appointment request. Contact Go Clean Credit to schedule a free consultation today.